You agree to the terms of service below, and the Terms of Use for Substack, the technology provider.

Terms of Service

Effective Date: [01/01/2024]

Welcome to JojoInvests.org. By accessing or using our website, you agree to comply with and be bound by the following terms and conditions. Please review the following terms carefully. If you do not agree to these terms, you should not use this site.

1. Acceptance of Agreement

You agree to the terms and conditions outlined in this Terms of Service Agreement ("Agreement") with respect to our site (the "Site"). This Agreement constitutes the entire and only agreement between us and you, and supersedes all prior or contemporaneous agreements, representations, warranties, and understandings with respect to the Site, the content, products, or services provided by or through the Site, and the subject matter of this Agreement. This Agreement may be amended at any time by us from time to time without specific notice to you. The latest Agreement will be posted on the Site, and you should review this Agreement before using the Site.

2. Intellectual Property Rights

All content, organization, graphics, design, compilation, magnetic translation, digital conversion, and other matters related to the Site are protected under applicable copyrights, trademarks, and other proprietary (including but not limited to intellectual property) rights. The copying, redistribution, use, or publication by you of any such matters or any part of the Site, except as allowed by Section 3, is strictly prohibited. You do not acquire ownership rights to any content, document, or other materials viewed through the Site. The posting of information or materials on the Site does not constitute a waiver of any right in such information and materials.

3. Editing, Deleting, and Modification

We reserve the right in our sole discretion to edit or delete any documents, information, or other content appearing on the Site.

4. Indemnification

You agree to indemnify, defend, and hold us and our affiliates harmless from any liability, loss, claim, and expense, including reasonable attorney's fees, related to your violation of this Agreement or use of the Site.

5. Disclaimer

THE INFORMATION AND SERVICES FROM OR THROUGH THE SITE ARE PROVIDED "AS-IS," "AS AVAILABLE," AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED (INCLUDING BUT NOT LIMITED TO THE DISCLAIMER OF ANY IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE). THE INFORMATION AND SERVICES MAY CONTAIN BUGS, ERRORS, PROBLEMS, OR OTHER LIMITATIONS. WE AND OUR AFFILIATES HAVE NO LIABILITY WHATSOEVER FOR YOUR USE OF ANY INFORMATION OR SERVICE. IN PARTICULAR, BUT NOT AS A LIMITATION THEREOF, WE AND OUR AFFILIATES ARE NOT LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LITIGATION, OR THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY, OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

6. Limitation of Liability

You expressly understand and agree that we shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data, or other intangible losses (even if we have been advised of the possibility of such damages), resulting from: (i) the use or the inability to use the Site; (ii) the cost of procurement of substitute goods and services resulting from any goods, data, information, or services purchased or obtained or messages received or transactions entered into through or from the Site; (iii) unauthorized access to or alteration of your transmissions or data; (iv) statements or conduct of any third party on the Site; or (v) any other matter relating to the Site.

7. Use of Information

We reserve the right, and you authorize us, to the use and assignment of all information regarding Site uses by you and all information provided by you in any manner consistent with our Privacy Policy.

8. Privacy Policy

Our Privacy Policy, as it may change from time to time, is a part of this Agreement.

9. Links to Other Websites

The Site contains links to other websites. We are not responsible for the content, accuracy, or opinions expressed in such websites, and such websites are not investigated, monitored, or checked for accuracy or completeness by us. Inclusion of any linked website on our Site does not imply approval or endorsement of the linked website by us. If you decide to leave our Site and access these third-party sites, you do so at your own risk. 

10. Termination

We may terminate or suspend access to our Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. 

11. Governing Law

These Terms shall be governed and construed in accordance with the laws of Washington State, United States, without regard to its conflict of law provisions. 

12. Changes to This Agreement

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

13. User Conduct

You agree to use the Site only for lawful purposes. You are prohibited from posting on or transmitting through the Site any material that violates or infringes the rights of others, or is threatening, abusive, defamatory, libelous, invasive of privacy or publicity rights, vulgar, obscene, profane, or otherwise objectionable, or that encourages conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any law.

14. Articles/Blogs and More Do Not Constitute Financial Advice

You agree to use the Site only for lawful purposes. You are prohibited from posting on or transmitting through the Site any material that violates or infringes the rights of others, or is threatening, abusive, defamatory, libelous, invasive of privacy or publicity rights, vulgar, obscene, profane, or otherwise objectionable, or that encourages conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any law.

15. Securities Disclosure

JojoInvests.org, its owners, employees, and affiliates may hold positions in securities discussed on the site. We may buy or sell shares of any company mentioned in our reports at any time. All information provided on the site regarding securities should not be construed as a recommendation to buy or sell any particular security. Your decision to invest in any security mentioned on the site is solely your own responsibility.

16. Dispute Resolution

Any disputes arising out of or related to this Agreement or the Site shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Seattle, Washington, and the arbitrator's decision shall be final and binding. Each party shall bear its own costs and attorneys' fees unless the arbitrator determines that such fees and costs shall be awarded to the prevailing party.

17. Cookies and Tracking Technologies

Our Site may use cookies and other tracking technologies to enhance your browsing experience. By using our Site, you consent to our use of cookies in accordance with our Privacy Policy. You can manage your cookie preferences through your browser settings.

18. Children's Privacy

Our Site is not intended for use by children under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that we have inadvertently received personal information from a child under 13, we will delete such information from our records.

19. User-Generated Content

Users may post content on our Site, including comments, articles, and other materials ("User Content"). By posting User Content, you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such User Content throughout the world in any media. You represent and warrant that you own or otherwise control all of the rights to the User Content that you post; that the User Content is accurate; that use of the User Content you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify us for all claims resulting from User Content you supply. We have the right but not the obligation to monitor and edit or remove any User Content.

20. Advertising and Affiliate Links

Some of the links on this site are affiliate links, which means that we may earn a commission if you click on the link or make a purchase using the link. We are a participant in various affiliate programs designed to provide a means for sites to earn advertising fees by advertising and linking to affiliated sites.

21. Subscription and Billing Information

If you subscribe to any of our services, you agree to pay all fees and charges associated with your subscription. We will bill you for your subscription on a recurring basis, as specified in the terms of your subscription plan. All fees are non-refundable, except as required by law. We reserve the right to change our fees at any time, upon notice to you.

22. Data Security

We implement a variety of security measures to maintain the safety of your personal information. Your account information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems and are required to keep the information confidential. We recommend that you take appropriate measures to protect your password and account information. 

23. User Accounts

To access certain features of our Site, you may be required to create an account. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. We reserve the right to terminate accounts, refuse service, or cancel orders at our discretion.

24. Digital Millennium Copyright Act (DMCA) Policy

If you believe that any content on our Site infringes upon any copyright that you own or control, you may file a notification of such infringement with our designated agent as set forth below. Contact Information for Notification of Claimed Infringement: Investorrelations@jojoinvests.org.

25. Governing Language

The governing language of these Terms of Service is English. All communications and notices made or given pursuant to these Terms of Service shall be in the English language. Service, or cancel orders at our discretion.

26. Severability

If any provision of these Terms of Service is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary so that the remaining provisions of these Terms of Service will otherwise remain in full force and effect and enforceable.

27. Headings

The headings used in these Terms of Service are included for convenience only and will not limit or otherwise affect these Terms of Service.

28. User Responsibilities

You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer. You agree to accept responsibility for all activities that occur under your account or password. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

29. Prohibited Activities

  1. You agree not to engage in any of the following prohibited activities:

  • Copying, distributing, or disclosing any part of the Site in any medium, including without limitation by any automated or non-automated "scraping"

  • Using any automated system, including without limitation "robots," "spiders," "offline readers," etc., to access the Site

  • Transmitting spam, chain letters, or other unsolicited email

  • Attempting to interfere with, compromise the system integrity or security, or decipher any transmissions to or from the servers running the Site

  • Taking any action that imposes, or may impose, at our sole discretion, an unreasonable or disproportionately large load on our infrastructure

30. Third-Party Services

Our Site may contain links to third-party websites or services that are not owned or controlled by us. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on or through any such websites or services.

31. International Users

Our Site is controlled, operated, and administered from our offices within the United States of America. If you access the Site from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the Site or any content accessed through the Site in any country or in any manner prohibited by any applicable laws, restrictions, or regulations. 

32. Electronic Communications

By using our Site, you consent to receive electronic communications from us. These communications may include notices about your account and information concerning or related to the Site. You agree that any notices, agreements, disclosures, or other communications that we send to you electronically will satisfy any legal communication requirements, including that such communications be in writing.

33. Modification of Services

We reserve the right to modify or discontinue the Site or any service we provide at any time, temporarily or permanently, with or without notice to you. We will not be liable to you or any third party should we exercise our right to modify or discontinue the Site or any service.

34. Feedback and Suggestions

If you submit any feedback or suggestions to us regarding our Site, you hereby assign to us all rights in such feedback and agree that we shall have the right to use and fully exploit such feedback and related information in any manner we deem appropriate. We will treat any feedback you provide to us as non-confidential and non-proprietary.

End TOS:

Thank you :)